Bajaj Finserv Q2 results: net profit rises 23% to Rs 2,758 crore on 17% higher income

Bajaj Finserv Q2 results: the group reported consolidated profit after tax attributable to owners of Rs 2,758 crore for the September quarter (Q2 FY27), up about 23% from Rs 2,244 crore a year earlier. The figures come from the board-meeting outcome the company filed with NSE on 3 November 2026. Consolidated total income rose about 17% to Rs 43,416 crore from Rs 37,215 crore.

Bajaj Finserv Q2 results: key numbers

Measure (consolidated, Rs crore)	Q2 FY27	Q2 FY26	Change
Total income	43,416	37,215	+17%
Profit after tax (incl. minority share)	5,952	4,746	+25%
Profit attributable to owners	2,758	2,244	+23%

For the first half of FY27, consolidated total income rose 18% to Rs 85,453 crore and total profit after tax rose 22% to Rs 12,249 crore. Profit attributable to owners for the half year was Rs 5,890 crore, up 17% from Rs 5,033 crore, according to CNBC-TV18’s reading of the results.

What drove the profit

Bajaj Finserv is a holding company, so its result depends on its subsidiaries. As reported by CNBC-TV18:

• Bajaj Finance: consolidated profit after tax rose 29% to Rs 6,367 crore from Rs 4,948 crore. The lender added 4.42 million customers and booked 13.45 million new loans in the quarter. Net interest income grew 23.6% to Rs 13,335 crore, and assets under management rose 26% to Rs 5.84 lakh crore.
• Bajaj Housing Finance: profit after tax up 18%.
• Bajaj General Insurance: gross written premium (the premium written before payouts) rose 10% to Rs 7,056 crore. Excluding crop and government health business, which swing with large tenders, growth was 21%.
• Bajaj Life Insurance: value of new business, a measure of the profit expected from policies sold in the period, rose 40% to Rs 512 crore from Rs 367 crore.
• Bajaj Financial Securities: profit up 36%.

In the first half, Bajaj General’s profit fell to Rs 898 crore from Rs 1,177 crore, so not every business grew.

What to watch next

In our view, the next signals are whether Bajaj Finance keeps adding loans at this pace and whether the general insurer’s premium growth stays above the headline rate once large government tenders are excluded. For other quarterly numbers, see our results news.